£11/sq ft
Prime rent (North West)
Cheshire
Warehouse Property Finance in Crewe
Specialist commercial mortgages and warehouse finance in Crewe: purchase and investment, bridging, development, stabilisation and term loans on industrial units.
Written and reviewed by Matt Lenzie Founder & Principal Broker · 25 years arranging warehouse and industrial finance
4.8%
Prime yield (North West)
1.85m sq ft
Take-up, H1 2025 (North West)
11.43m sq ft
Availability (North West)
Looking for a mortgage on a warehouse in Crewe? Crewe sits in Cheshire, within the North West industrial market. We are a finance arranger, not a lender: we arrange commercial mortgages and the full range of warehouse finance on Crewe industrial units, from purchase and bridging through development and stabilisation to long-term term loans, across Cheshire.
Every commercial mortgage we arrange is grounded in the regional market. Prime logistics rents in North West run at about £11/sq ft (North West, Cushman & Wakefield, Q2 2025) and prime yields at 4.8% (North West, Cushman & Wakefield, Q2 2025). Those are regional benchmarks from the research houses, not a Crewe-specific measurement, but they frame the rent, value and debt serviceability a lender works to here. We then underwrite the specific industrial unit, its income and its tenant, on its own merits.
Commercial mortgages for warehouses in Crewe
A commercial mortgage is the core way to buy or refinance an income-producing warehouse in Crewe. We arrange purchase and investment finance for let industrial units, typically to around 65 to 75 percent loan to value, and term loans that hold the asset for the long run on 5 to 25 year terms. The rent the unit produces drives the loan: a lender sizes the commercial mortgage against the rental income and yield, the tenant covenant and the unexpired lease term. Owner-occupiers buying their own Crewe unit can sometimes borrow more against the strength of the trading business, and investors can remortgage to release equity as values and rents grow. We place each commercial mortgage with the lender that prices the asset best across Cheshire.
Industrial unit and logistics finance across Cheshire
Each warehouse sub-type is a commercial mortgage in its own right, underwritten differently. We arrange finance for big-box distribution warehouses, multi-let industrial estates, urban and last-mile logistics, cold storage, manufacturing and light-industrial units, trade-counter parades and open-storage yards in Crewe and across Cheshire. A big-box let to a single tenant on a long lease and a multi-let estate with a dozen occupiers are credit-assessed in very different ways, and knowing which lender prices each best is the work we do before a deal reaches credit.
Finance we arrange for Crewe units
How much you can borrow against a Crewe warehouse
On a let investment warehouse in Crewe, a commercial mortgage usually reaches around 65 to 75 percent loan to value, so you would budget for a deposit of roughly a quarter to a third of the price. The figure is driven by the tenant covenant, the unexpired lease term and the building, not the postcode. Owner-occupier purchases can go higher against the trading business. Bridging finance funds an auction or a part-let unit quickly at a lower day-one leverage, and development finance funds a build to around 65 to 75 percent of cost. Interest rates depend on the lender, the loan to value and whether the unit is owner-occupied or held as an investment, so we quote them deal by deal rather than as a headline rate. We size the right facility, rate and deposit for your Crewe deal.
Logistics access and industrial estates in Crewe
Crewe is served by M6 J16, M6 J17 and A500, which underpins occupier demand and the values a lender will support on an industrial unit here. Basford Hall yard near Crewe is a major Freightliner intermodal rail freight hub, with logistics development near M6 Junction 16. Occupiers active in and around Crewe include Bentley Motors and Freightliner, a sign of the covenant strength a lender can underwrite here. Basford Hall rail freight yard adds rail-freight capacity to the local logistics offer.
Crewe logistics geography
- Local authorityCheshire East Council
- Road accessM6 J16, M6 J17, A500, A534
- Key estatesBasford Hall yard near Crewe is a major Freightliner intermodal rail freight hub, with logistics development near M6 Junction 16.
- Major occupiersBentley Motors, Freightliner
- Rail freightBasford Hall rail freight yard
Location facts. Market figures shown are North West-level, not Crewe-specific.
The North West industrial property market
Crewe is an established industrial market within North West, the kind of location lenders are comfortable underwriting. Well-let modern stock attracts competitive commercial-mortgage and term-loan terms, while bridging and development finance suit value-add and ground-up plays where the exit is clear.
Manchester, Liverpool and the M62 corridor form the largest logistics market outside the Midlands and the South East, anchored by the Port of Liverpool and Omega Warrington.
The North West carries the keenest yields of the major regional markets at 4.8%, reflecting institutional demand for Manchester and Liverpool stock and the pull of the deep-water container terminal at Liverpool2. Take-up softened slightly in the first half of 2025 against a strong prior year, but prime rents have compounded at almost 10% a year over five years, among the fastest regional growth in the country.
Market commentary and figures for North West are drawn from Cushman & Wakefield (Marketbeat Logistics & Industrial, Q2 2025).
Sources and methodology
The rent, yield, take-up and availability figures on this page are reported by the major property research houses at North West or key-market level, not for Crewe individually. We present them as regional context for a Crewe appraisal and attribute each figure to its source firm and period (Cushman & Wakefield). Town-level detail above, such as the local authority, road access and named estates, is factual. We do not publish a Crewe-specific rent or yield as if it were measured. For national context, total England and Wales industrial floorspace on the rating list is 410.8m sq m at an average rateable value of £42/sq m (VOA, 31 Mar 2025).
FAQ
Warehouse property finance in Crewe: common questions
Can you get a mortgage on a warehouse in Crewe?
Yes. A warehouse or industrial unit in Crewe is financed with a commercial mortgage rather than a residential one. We arrange them for both investors buying a let unit and owner-occupiers buying premises for their own business, typically to around 65 to 75 percent loan to value, and we place each one with a lender that backs the asset.
How much deposit do I need to buy a warehouse in Crewe?
Most commercial mortgages on a Crewe warehouse reach around 65 to 75 percent loan to value, so plan for a deposit of roughly 25 to 35 percent of the purchase price. Owner-occupiers can sometimes put down less against the strength of the trading business, and bridging finance can move faster at a lower day-one leverage.
What are Crewe warehouse mortgage rates and terms?
Rates depend on the lender, the tenant covenant, the loan to value and whether the unit is an investment or owner-occupied, so we quote them deal by deal rather than as a headline. Terms typically run 5 to 25 years on a commercial mortgage. For market context, prime logistics rents in North West run at about £11/sq ft on Cushman & Wakefield, Q2 2025 figures, a regional benchmark rather than a Crewe-specific measurement.
Can I refinance or remortgage a warehouse in Crewe?
Yes. We arrange remortgages and refinances of Crewe industrial units, whether you are moving off a bridging facility onto a term loan, releasing equity, or simply improving your rate as a lease matures. Development exit and stabilisation finance bridge a newly built or part-let unit through to a long-term commercial mortgage.
Funding a warehouse in Crewe?
Send us the outline and we will come back with a view on fundability and likely terms within one working day.